MagicalNugget

Visa

Portfolio Review | How am I doing as a 23M?

Please review my portfolio.

Salary: 54K YOE: 1 Invest: 17K per Month

Emergency Fund: 1L (In Savings Account) MF + NIFTY + Gold: 1.85L EPF: 72K

Total NW: 3.57L

Need Suggestions!

13mo ago

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DancingDonut

Stealth13mo

I think you should also add SIP in large cap funds as well, your investment will be balanced. Rather using Zerodha or any broker for MF start using ET Money you will save a lot on your investment. Believe me.

MagicalNugget

Visa13mo

Thanks for the suggestion. Will try out ET money.

DancingDonut

Stealth13mo

Also, it gives you summary and suggestions on your portfolio

DancingTaco

Stealth13mo

Take more risk. Exposure to only Quant funds, that too small cap, mid, active and flexi.

Use ind money for portfolio tracking and overlap. Etc.

GoofyBagel

Walmart13mo

Very good bro

QuirkyBanana

Intel13mo

Don't count EPF/PF as part of your NW. While it is your NW, it's better to look at liquid amount and consider that only as you are just 1 yoe. Regardless at 23Y 1yoe, you are doing good. Keep it up

WigglyBurrito

Student13mo

I see defensive mindset given your age, I'd suggest to take some additional risk and invest in large cap MF's given salary is coming, invest around 5-10k P.M in other MF's for a higher RPI

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