WigglyWaffle
WigglyWaffle

Can someone review my mf portfolio. open for suggestions

Post image
6mo ago
Talking product sense with Ridhi
9 min AI interview5 questions
Round 1 by Grapevine
SillyPenguin
SillyPenguin

Too much diversified. 1 index( nifty momentum 30) and ppfas should be sufficient

WigglyWaffle
WigglyWaffle
HCL6mo

So 500 momentum zerodha 250 can be stopped??

SparklyPenguin
SparklyPenguin

Too much overlap. Why Motilal and UTI momentum funds when both are in Nifty 500/200.

1 large cap index fund , one flexi (PPFAS)/ multi cap /ELSS, 1 midcap , 1 small cap active fund is enough. Another 1 for liquid / debt. Rather than increasing MFs, increase SIP amount. Keep a tab on expense ratio when deciding.

If you MFs have more than 50% overlap, then you are not diversifying enough. Check that on

https://thefundoo.com/Tools/PortfolioOverlap

SparklyJellybean
SparklyJellybean
TCS6mo

Looks great!

Keep these MF within range of ten or so.
Don't go like fifty funds etc.

Also you seems to be using Direct fund without any agent. That is the way to go.

But just in case if you are consulting any agent also then keep limit on the number of funds.
These agent makes good commision when you buy new MF. So periodically they will come to you to buy new funds.
They might also give bad advice to sell one MF and buy new one , so that they get commission.

SquishyWalrus
SquishyWalrus

In my opinion, Nippon India Small Cap is not favorable, whereas I find Nippon India Index Mid Cap to be a superior option. In addition to that, PP Flexi is commendable, and Motilal Oswal Momentum outperforms others in that category. Overall, I would rate it 7 out of 10.

ZoomyMuffin
ZoomyMuffin

You can sell that Regular SBI focused fund and shift to direct. Large Midcap 250 index fund is not as useful. It has overlaps with everything. Need to have funds that compliment each other, so minimal overlaps. Plus apart from Nifty/nifty next 50 index funds are not needed for sub-50L portfolio.

And why the need for 2 separate momentum index funds? Unless you are just trying it out, it's okay. But try not to overcomplicated with 2 many names.

JumpyPretzel
JumpyPretzel

Bahut unnecesaary funds lag rhe hain. I liked only two- PPFAS and Nippon small cap

Discover more
Curated from across