I have been investing in PPFAS, Quant small cap, ELSS and MO midcap for 6 months. I have an SIP, and whenever I have more savings I put it in ELSS or flexi cap.
Even on good days, my returns never exceed 8%. It honestly feels like the days my SIP triggers the market has always been high. My friends have also been investing with the same split, but their returns are much higher.
At this point, I honestly feel like I'd have gotten similar returns from FD.
I know I'm probably a little stupid thinking this and I should hold for some more time.
Should I really time the market and invest? But it's honestly a little discouraging.
Always play a long term game when investing.
No point timing the market. Forget your investments for 5-10 years at least before you see them growing for real.
Equity needs atleast 5 years. You will see amazing difference after that. Whenever there is a crash (like 1% drop in Sensex) pump in more money that apart from your regular sips.
Investing in market is about spending time in the market. Your returns will be better after a couple of years.
Invest till 1 CR without expectations, then see the magic of compounding
I have stopped my SIPs in quant mutual funds as the returns looks unrealistic as no other fund is close to it.
My question is, should I redeem? Given that I am investing for long term.
If I am not doing the SIPs now and the fund perfo...
I currently have around 8L lump sum available to invest and was looking into equity funds. however most the SIPs are at an all time high.
I don’t wish to reallocate my portfolio a lot, so I’m looking at it for the long term (~4-5 years ...
Like wait for perfect time for market to go down or invest every month at a specific date irrespective of market nature at that point of time?
I want to invest my lump sum bonus of around 6 lakhs but market is at all time high. Where exactly to invest for maximum return? able to take risks.
