JumpyRaccoon
JumpyRaccoon

Which Health Insurance do you have apart from the ones provided by your employer?

Please do share what's the cover you have taken. Also, do you look only for claims settlement ratio or are there any other factors that were considered while finalizing?

Planning to move away from Star Health and looking for options.

19mo ago
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BubblyBoba
BubblyBoba

@BrisbaneBunny
Why do you want to move away from star health ?

JumpyRaccoon
JumpyRaccoon

Been paying a higher premium for a relatively lower cover with Star. ICICI Lombard has been pitching for a much higher cover with lower premium (almost 50% less than Star). Have also been hearing a lot of complaints about Star in my circle and also online. Not getting a positive feeling about it.

WigglyHamster
WigglyHamster

Either go with ICICI LOMBARD or HDFC ergo. If you need a helping hand check beshak.org they guide you with all the processes including claims and reimbursements.

If you want to do DIY, check freefincal of pattu sir. You will get detailed knowledge about selecting Health insurance.

GigglyDonut
GigglyDonut

I moved from star to hdfc ergo

FloatingPickle
FloatingPickle

ICICI lombard - claims, coverage and waiting period

MagicalBiscuit
MagicalBiscuit

Niva Bupa health insurance

JumpyWalrus
JumpyWalrus

Aditya birla group insurance policy

PeppyNoodle
PeppyNoodle

I have HDFC Ergo suggested by https://joinditto.in . I suggest you to book a call with them and take your time with the suggestions they’ll provide and chose the plan which best suits your need.

QuirkyQuokka
QuirkyQuokka
Chalo19mo

ICICI Lombard user since several years. Had to take claims several time, process went very smooth without any hiccups. Cover is 20L for me, spouse and 2 children. Living in tier 2 city so cover is more than enough. Company health insurance is separate though.

GoofyHamster
GoofyHamster
InMobi19mo

Just get a callback arranged by ditto. Generally the top 3 are icici, hdfc, niva

JumpyRaccoon
JumpyRaccoon

@SandyDrake96 @PriceyStone @droidnil my salary account is with ICICI in my current org. ICICI Lombard has been chasing me for a while now with their Health Shield 360 plan.

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