What's the best credit card to get?
What's the best credit card I can get? Currently on HDFC regalia. Should I upgrade within HDFC to infinia or move to axis or American express plattinum?
I want to optimise points for travel (flight tickets).
Pls do give reasons why!
One interview, 1000+ job opportunities
Take a 10-min AI interview to qualify for numerous real jobs auto-matched to your profile 🔑
I have a dinner card with 16 lakh limit but that I get free because of alumni status. I have mangnus and stan c ultimate I do isn’t upgrade to infinia because I don’t want to pay for something which is already being covered in other 3 cards which I have. But overall I think infinia still stands out as a card if you have an option upgrade
I have a question? With such high limit for people like me usage will be quite low, would it impact my credit score if I don't utilise approx 30% of the limit monthly?
Not really. If I include all my cards my monthly limit is 76 lakh. I use max 5-6% of it and my score is 802
Axis Magnus - 31000 RP on 1 lakh spend (equals 25k Travel miles - 25% value back) and also you will get 5x or 10x on certain gyftr merchants (1x means 4.8% value back as travel miles). This is the hot credit card right now
Totally depends on your expenditure and kind of expenditure.. I would suggest 2-3 cards focused on niche sectors where you are planning to spend
Can consider Diners Club Black as well. That’s also good.
I have the indian oil hdfc cc, should I upgrade to regalia or have 2 separate cc?