Want to buy a flat/villa/home
My income is 65k and my age 24 is it possible to take a home loan and buy a flat or anything. What should I do any suggestions. And which area is good and cheaper. And also i need a metro nearby as I travel to the office every day.
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you're broke man. First get to atleast 30-40 lpa
This is true. Unfortunate, sad but true. 65K too low for a white collar person to afford anything. Unless one has some family support taking a loan is very risky. But if you are a woman, it fine, take a loan and buy a house. It won't affect your marriage chances. If you are aman, NO.
Maybe one can buy a small flat in the outskirts where there is no road or water supply. But that will not be of much use. As any money saved will go to bad WLB, fuel bills etc...
Cities are not longer affordable or livable.
First ask him tier 2 or 1 why directly demotivating bro.
I think you should wait a few years.
You can buy 1bhk in Pune btw. And hyd too and bangalore outskirts.
with 65k you can buy a house in tier 2 n 3 only not in tier 1 sorry unfortunately.