
Unified Payments Interface
Which is the best UPI app based on offers/rewards, and daily safety?
One interview, 1000+ job opportunities
Take a 10-min AI interview to qualify for numerous real jobs auto-matched to your profile 🔑
BHIM. There is no competition.
No ads. Spend tracker. Responsive support fixing bugs when reporting. Simple to use. Frequent small cashbacks. The official standard for UPI implementations.

To add all the new upi features exclusively available on BHIM. Others take a year to integrate in their app and most never do.
If you have Rupay Credit card, Cred seems good for UPI too

tBH, i don't see any difference beyond the user interface... What makes each one different from the other, I have no idea...
Have never user paytm... So no idea on that

Supermoney

POP upi with POP rupay card, I get 10% cashback online and 5% offline mostly. It has a cap of 6k cashback per month.

Hands down POP UPI if you're an online shopper.
Plus great frequent cashback rewards on the RuPay card payments you make through the app as well.

Kiwi (5% cashback on UPI transactions)

Supermoney,cred,azpay

Amazon pay