

[Thread] Grapeviners 🍇 earning less than Rs. 50k/month. How do you manage your expenses?
Very curious on understanding this from Grapevine. Really wish to understand how do you all think about managing funds.
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No one here earns less than ₹50k 👀

@Peepee If that’s true then this might be the most exclusive club of this country. 😂

On a serious note While i was in blr last time I had 53k in hand and I was living a pretty decent life while saving 15k-20k every month Rent was 10k Food 10k Donations 6k Eating out 4k Thats about it I’m 22 and single and religious and dont party

Humare jamane me...
Was earning 40k in Mumbai in 2019 13.5k room rent (attached bathroom dual sharing, 4 more girls in other rooms) 4k for Breakfast + Dinner (tiffin setup) 3k for Lunch 2k for transport (mostly sharing hence less) Miscellaneous cost for eating out, being touristy (no parties) Saved 10-12k
Shifted to Bangalore next, all savings went into security deposit 😭

this month:
Travel - 0 - office at walking distance Rent - 0 - live with parents Food - 0 - live with parents PS5 - 50K

@ArchGamer0 Ah this privilege I really miss now.

@salt konsi privilege? bhot mushkil tha interview 💀

I lived in a PG for 2 months in 2019 (Stayed in rajapark Jaipur walked few kms for internship) 5k pg rent 3k food tiffin 2k misc (wifi/water tanker/cleaner tips)
Thankfully first job was remote shifted back home, living alone in different city with minimum money was eye-opening.

Till very recently I was earning 40k per month. Eat at home only. Groceries 5k.
Travel by bus and auto 2k.
Run on the roads for exercise.
12 k rent.
2.5k cleaner+cook.
Travel fund used to be filled every 2 months. 3k
15.5k savings and emergency fund

My first salary was 20k/month in 2020.
Very difficult. Teaches a lot about managing expenses.
I used to stay in a PG - 9500(double sharing, only recommended if you already know the person you are living with. Makes mental peace less of a concern)
Utilities - 2000-3000 max.
Used to spend on whatever was absolutely necessary.
Limited going out, ordering take out, and other non necessary stuff.
Education loan - 5000
Rest for emergency funds and savings.
This was in Bangalore. Was in Indiranagar back then.

That’s right. You’ve certainly cracked the code.