QuirkyQuokka
QuirkyQuokka

Split of your net worth

Since a lot of folks have been discussing about holding different assets in their portfolio, what does one feel is a healthy split. I can go in first

Cash/Cash equivalents : 0.4% FD/Debt Mutual Funds : 9.2% Stocks : 33% (mix of public traded ESOPs and those purchased by me in the market) Equity Mutual funds : 22% RE : 30% (includes the house I live in) Pension : 5.4%

Would love to know how others are stacked.

18mo ago
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QuirkyCupcake
QuirkyCupcake

I don't know about others, but I feel I have a healthy split. Share your thoughts if you disagree.

RE- 26%
MF- 30%
Stocks- 24%
Gold- 8%
FD- 5%
Crypto, EPF, bonds - 7%

There is around 0.25% in my bank account, I have not included it.

BubblyCupcake
BubblyCupcake

Look at bro sneakily grouping Crypto with EPF and Bonds as if these are low risk investments

QuirkyCupcake
QuirkyCupcake

😅 It was ordered by quantity, not by risk. I hope that was the intended question. ☺️

WobblyNoodle
WobblyNoodle
InMobi18mo

Mutual Funds: 25% Stocks: 20% Cash: 20% PF (PPF + EPF): 15% RE: 20%

MagicalBoba
MagicalBoba

What's RE?

DerpyMuffin
DerpyMuffin

Real estate

PeppyNarwhal
PeppyNarwhal

100% Equity. (10% Direct . 90% MF)

QuirkyNugget
QuirkyNugget

40% RE 35% bonds+Fixed income instruments 20% equity 5% gold and alt investments

ZestyMuffin
ZestyMuffin

0÷0 is 0.

DerpyUnicorn
DerpyUnicorn

MF 30.36% Stocks 29.14% NPS 5.96% Crypto 16.29% PPF 10.42% Other Liquid 7.84%

ZestyWaffle
ZestyWaffle

100% Equity (95% Stock, 5% MF's). It wasn't always this way and I had some Debt, Gold and don't own a home. I have stocks that I have held for over 8 years

QuirkyMarshmallow
QuirkyMarshmallow

I would believe you will need to rebalance constantly. The split is not constant

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