Problem Statement- New features in PG
Please comment with the real life problem statements that you are facing while using any payment gateway- (Can also include any specific feature requirement by your own company/ you think should be there)
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Show the MCC code on the otp screen to the user.
Now with the saga of surcharge on Indian currency txn with international merchant it's bad experience.
If we get to know beforehand all details it'll be helpful.
Showing mcc code on top of the payment/checkout page is a good idea, this would also address the issue of misappropriation of mcc codes which most of the “enterprises” are doing to get better rates from the PG players; Didn’t get the correlation between surcharge and visibility of mcc code?
User pov of the problem.
I book hotel at xyz website Now the credit card company charges me 1% rent surcharge + 1% dynamic currency fee.
At the very least I expect to see all the relevant metadata on the otp screen so that I can make a informed decision.
If the otp page shows
MCC = 42069 rental payment
Origin = Singapore
Etc etc
It can be helpful.
No