WobblyCupcake
WobblyCupcake

Please review MF SIPs

Please take a look and let me know your thoughts for a medium risk taker. ABSL Nifty50 index - 5k axis Nifty Next50 - 5k ABSL Nifty Next50 - 5k canara bluechip - 5k

quant large and mid cap - 7.5k mirae large and mid cap - 7.5k ppfas multi cap - 15k

nippon nifty mid150 - 10k axis midcap fund - 10k nippon smallcap fund - 5k


total - 75k

10mo ago
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SwirlyMochi
SwirlyMochi

Too scattered, rebalance and consolidate

Keep 3-4 MF with 75K SIP for better results in long term

WobblyCupcake
WobblyCupcake

Result will be same, right? Only hassle will be more if too scattered no?

SwirlyMochi
SwirlyMochi

Not really - atm lot of funds will have stock overlap so basically you will be investing different value in same stock through different MFs

ZoomyNarwhal
ZoomyNarwhal

Everything looks similar, check holdings for your above 7 MF, I’m guessing hard that it’ll have mostly same holdings. What’s the point in investing then in 7 different MF.

Buy 4-5 MF best in its category

This is my recommendation, you can divide your 75k based on your risk appetite.

  1. 1 index nifty 50 - any
  2. 1 mid cap - Motilal Oswal
  3. 1 flexi cap - ppfas
  4. 1 small cap - nippon/quant
  5. 1 tax saver - quant
SnoozyWaffle
SnoozyWaffle

Bro these are too many MFs to have. MF already means diversification. 10 MFs mean it is over-diversification. Almost all funds in a category have same company's to 60%. Remaining is dead weight. Try to consolidate 3&4, 8&9, 1&4. Ideal number of MFs is 4. My 2 cents.

WobblyCupcake
WobblyCupcake

Yeah, I have it coz I fear what if the AMC go bankrupt? And have index and active funds separate coz , I saw in the past that there are many MFs which could not even beat benchmark.

SleepySushi
SleepySushi
EY10mo

First for can be combined into 2 funds. Ideally Nifty 50 and next 50

Then one mid cap and one small cap

A total of 4 funds should cover the most of index

DancingNoodle
DancingNoodle

Too many overlaps of stocks, not a very good strategy

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by DizzyLlamaDeloitte

MF Review

Hi All, I have started SIP in below funds, If any financial gurus here can review and let me know if I'm on right path?

Quant Flexi Cap - 20k Nifty 200 Momentum 30 - 10k Nippon Liquid Fund - 5K Motilal Oswal Microcap - 5k

Risk Apitite ...

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by CosmicHamsterOracle

50k SIP - Advice needed

Guys. 22 years old. Advice needed. 50k monthly SIP. Higher risk appetite. Any suggestions on a good mutual fund portfolio? (Please don't just say index funds)

Personal Finance

Portfolio Analysis

Hey guys! So i have recently started a SIP of 5k in Nippon Large Cap fund for my short term goal. Also, i have been investing in 3 other mutual funds 5k each listed below.

  1. Quant small cap
  2. Whiteoak Mid cap
  3. Icici prudential in...
Personal Finance
by MagicalHamsterData Scientist

Mutual fund suggestion needed

I have these active investments as MF monthly SIP. The percentages are the percentage of money invested out of my total monthly investment.

Any changes needed here?

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user

Market Index Linked Fund, search MILF on Google for further details