Payment gateway options?
I’m building a SaaS that needs a payment gateway. Razorpay, stripe and cashfree can’t onboard new businesses because of some RBI regulation(since December 2022).
What would you guys suggest I go with? Ideally I would need a PG that can split payments.
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Phonepe launched payment gateway last week with zero fees in pilot mode. Not sure if it is open for all.
If not phonepe, then try CCavenues (costly)
Yeah want to avoid ccavenues. Will check out PhonePe. Thanks!
Just tried, they have started on boarding at 1.85% + gst as fees
PhonePe, also their PG is free for a limited period of time.
This is great, thank you!
Split is only offered by the 3 companies you mentioned -- technically and regulation wise it is a significantly more complex product than a vanilla pg. Stripe's offering is untested in India afaik. Cashfree is revamping its split payments offering into "embedded payments" and will be announced soon. The onboarding embargo is a bummer though.
A hackey way to do it temporarily is to use payouts after you've collected into your account through a payment gateway.
Lemon squeezy might be good if you are going global
Never heard of them. Any idea about the success rate?
They are new , i have seen them on some saas products checkout ,
You can check PH reviews https://www.producthunt.com/products/lemon-squeezy
What is split payments / mechanism here?
My client sells some stuff on my website, I keep 10% of what the end user pays and send the 90% to my client
Which PG u use for this
JusPay/Razorpay
Stripe