Is this realistic?

You've missed one tiny parameter, inflation.

Retiring in a village is like a suicide. One cannot plan and execute it. It is a spur of the moment decision. So, the plan stated above, will never materialize.

Depends upon how much responsibility you have at home... There is going to be huge difference between a folks working at same position with one being son/daughter of a farmer and another being of a RTO constable... 😑

IMHO, car fund can be reduced, I see many are wasting so much money on bigger cars which are money sucking machines.

Realistic Overthinking bud!!😅😁, Nothing Wrong🤝