
Investing in Mutual Funds is CRAZY
Did you know that if you start with investing 90K INR Each Month and step up your sip with 10% every 2 years, assuming 12% returns You’d have over 30CR in 2040?
Now obviously you can consider inflation but still if you take out 4% of 30CR each year you would have 1.2CR Each Year i.e. ~10 Lakhs INR every month!
Like what even lol.. Is there a catch for this ?

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Bhai 90k salary nhi hoti 🙂 logo ki aap invest ka baat krhe

How much are you investing for living a life?

This person is not living just investing XD

This, I've stopped my SIPs once I got burned out and got existential crisis of why I'm even doing a job. Now I first spend the money on myself, things that I / my family want. And towards the end of the month whatever is left I invest it.
Yes it takes self control and lot of people can't do it, they spend it all. For them SIP is a great way to maintain discipline. But when I was investing 50-60% of my salary at start of the month I got depressed af


90k per month? Only the ones with really a good package and with no other financial constraints can do so i believe.

Have you started investing?

Yep. Right now investing 50k PM. Have switched so would be able to invest about 80-90k pm

Itna toh Mai kama nahi raha jitne ka tum SIP bol diye ho. Itne paise save karke kya karna hai? Jawani mein jeena hai bhai, Budhape mein nahi