IF YOU HAVE 10 CRORES IN BANK WILL YOU WORK OR DO BUSINESS

I'll do FD and live my life without any issues. Post taxes you'll get 4.5 L a month. Invest half and live with other half

I will work towards minding my own business.

🌱 First Things First: Health. After all, what’s the point of dreams if your body and mind can’t carry you through them? That’s why my first focus is healing — taking a couple of months off in Kerala, disconnecting from the noise, reconnecting with myself. Yoga, Ayurveda, mindful living — just hitting reset.

🏡 Next: Building My Dream. Literally. I’ve always dreamt of a home surrounded by nature, peace, and meaning. That’s now taking shape — a high-end resort-style home near Pune. On weekdays, it’s my personal sanctuary. On weekends, it becomes a boutique escape for others. Passive income + dream fulfilled.

✈️ Then Comes Passion: Travel. Create. Share. Travel has always stirred my soul. So I’m starting my Instagram and YouTube journey — not just reels, but real stories. From Switzerland to Japan to Dharmashala, I’ll be capturing nature, cultures, stillness, and even exploring spirituality. Through photos, reflections, and moments — I’ll try to make this passion sustainable.

📈 Financial Backbone: Assets, Not Just Expenses. Yes, I’ve spent close to ₹2.5 CR over the last couple of years — on travel, my house, and experiences. But much of it has gone into assets.

My house/resort: a long-term income stream.

SIPs, mutual funds: consistent compounding.

Real estate: I’ve started understanding the game and want to expand.

FDs? Only for safety. I’m not keeping idle money anymore.

💡 The Bigger Plan: Monetize + Multiply Monetizing passions isn’t just about likes. It’s about building systems that keep working while I sleep — cafe, resort, digital content, courses maybe. If things align, I want to grow from 10 CR to 100–200 CR in the next few years.

Why? Not for luxury — but for freedom. Freedom to live fully, to give back, to do bigger things with time, money, and heart.

🙏 For now, it's about healing, building, and exploring. The rest will follow. One step at a time.

I voted for business as there's no option of investing or sitting idle! If I have really have 10 Cr, I'll buy a home for 3-4 Cr, invest 6-7 Cr in some bonds and live off the interest income.

1-2 crore house in hill station, open a small cafe. Two 2bhk flats in metro city on one rent one for me when i am tired of hill station. A low margin cafe to interact with people and cook also take up a not so high laying guest professor work to stay connected to my corporate work and yes 5 crore divided into 2 cr fd and 2 crore mf/equity and 1 crore in high interest savings account for f you money.

I am at 7 cr right now, 26m. 10 cr is not enough so I'll keep working

10 crores aae pehle fir sochenge, abhi to itna soch bhi nahi paa rahe 😑

Tcs me hi rahunga.

Even If I've 10 crore I'd still be doing my day job, only change would be more materialistic indulgences.

1. FD of 1 CR
2. Create a company / become a farmer to avoid tax
3. Invest / start multiple business - food cart (momo stall, dosa, chaat,)
4. Start some wholesale business - imitation jewelry / packaging stuff / recycling business
5. Farm on my ancestoral property for organic food and then scale it. Fish, manure, nursery, greenhouse, organic eggs from various chicken breed, get exotic birds - imu, turkey,...
6. Go back to native and finding gap in market and starting shop
7. Invest in flat
8. Get gold and silver from profit or black money
9. Find way to build profitable NGO for orphan and old people.
10. Invest rest with help of financial advisor