AMA
AMA
on
PerkyPenguin
PerkyPenguin

I make 21LPA in Bangalore as a software engineer and I make no savings. How can I reduce my expenses

21LPA but zero savings

After taxes, my take home is approximately 14LPA or 1.16LPM

Rent for 3BHK apartment in Adarsh Palm Retreat: 80K/mo

BMW EMI: 32K/mo

Instagram influencer Gym Trainer: 10K/mo

High Protein Food Orders online: 30K/mo

Dating app subscriptions: 6K

Dates: 15K

Entertainment/Fun Budget: 10K

Bribes: 8K

total: 2LPM expenses

Despite working so hard I make no savings. Screw this city.

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ZestyBurrito
ZestyBurrito

If this expenses list is legit, then the city isn't screwing you, rather you are screwing yourself.

GoofyBurrito
GoofyBurrito

Izza troll post

PerkyDumpling
PerkyDumpling
TCS5mo

๐Ÿ’ฏ

PerkyPenguin
PerkyPenguin

I forgot to mention:

I also have to pay my mom's gambling debt off sometimes from my salary. About 25K usually.

GoofyBurrito
GoofyBurrito

YOLO

JazzyBurrito
JazzyBurrito

๐Ÿ˜‚๐Ÿ˜‚

QuirkyBanana
QuirkyBanana

Reported spam๐Ÿ‘

Can't let this become quora

SparklyBiscuit
SparklyBiscuit

You own BMW and make 21 lpa . Is it correct?

PerkyPenguin
PerkyPenguin

Yes, I like to live the high octane life

FluffyMochi
FluffyMochi

Don't reduce your expenses.. Just increase your bribes๐Ÿ˜‚๐Ÿ˜‚

PerkyPenguin
PerkyPenguin

Lol will do!

SparklyNoodle
SparklyNoodle

Take a credit card debt

PerkyPenguin
PerkyPenguin

Yep that is the only thing that is missing xD

CosmicQuokka
CosmicQuokka

32k emi me konsi bmw aari hai?,
last I checked even 3 series emi was 50k.

ZoomyNarwhal
ZoomyNarwhal

Guess itโ€™s a bike? Or this is a shitpost.

CosmicWalrus
CosmicWalrus

Using Dating app living in a 3 bhk alone? Seems like a shit post.

DancingPickle
DancingPickle

+1

TwirlyBagel
TwirlyBagel

Take one rk and live with 3 people u will get 3 k per month rent sell ur bmw and use bus

FluffyDumpling
FluffyDumpling

That's how a fool spends his money

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