Health Insurance
Should we buy a personal health insurance on top of the corporate insurance that we have ? If yes , which one is the best considering that am at my mid 20's.
Please share your views on this.
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Don't if you're corporate policy is good and covers your fam. If it doesn't cover your parents you can buy for them assuming they'll be in mid 50s. That way you save tax and help out family. If it takes care of all this then chill save tax elsewhere maybe help out a cause or something
Also itna bhi tax save mat kiya karo. If you're paying decent tax helps out in getting visas and stuff. Like I'm on track to become a uk citizen
If it's only for you and corporate cover is >=5L , it's fine to skip for now, if you have healthy life style. If it's <5L , opt for cover increment , you can check with HR.
If parents are also included, irrespective of the cover corporate provides, get a personal health insurance for them.