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Fintech India
Fintech India
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ZestyNugget
ZestyNugget
Zomato

Got a Rupay UPI card only to see "merchant doesn't accept credit card UPI payments"

What's the use of introducing a feature like this

14mo ago
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SillyMochi
SillyMochi
PayTM14mo

Because there is a MDR involved which a merchant doesn't want to pay as it is more than CC and UPI is free for merchant

ZestyNugget
ZestyNugget
Zomato13mo

Didn't know this, thanks

GroovyPanda
GroovyPanda
Student13mo

What ?! Are you saying MDR on UPI rupay CC higher than Swiping rupay CC ?

SwirlyTaco
SwirlyTaco
PayTM14mo

That happens rarely though. But it's going to happen more often pretty soon because the MDR% on payment via RuPay CC is much higher than POS machines

ZestyNugget
ZestyNugget
Zomato13mo

Possible. Even QSR like Haldiram doesn't accept CC UPI

WobblyHamster
WobblyHamster
PayTM14mo

I saw many Bharatpe QRs not supporting.. payment declined

ZestyNugget
ZestyNugget
Zomato13mo

Paytm and Phonepe ones

SillyMochi
SillyMochi
PayTM13mo

Nothing to do this with the payment gateway company. It's on the merchant, whether it is unblocked or blocked UPI CC trxns by the merchant

FuzzyPanda
FuzzyPanda
Zepto14mo

Nah dude. You gotta link it to your UPI app. Ask for scanner and scan and pay via card. Don't use your card directly

ZestyNugget
ZestyNugget
Zomato13mo

😒 what makes you think I could be that dumb

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