WigglyBanana
WigglyBanana

Folks who say they get free flight tickets from credit cards, how do you do it?

Always wondered how it happens Have been using credit cards for some time, never found as much in rewards. What can a novice change in his cards?

19mo ago
Talking product sense with Ridhi
9 min AI interview5 questions
Round 1 by Grapevine
ZippyDonut
ZippyDonut
Juspay19mo

There are certain cards which help you get free tickets(not entirely free though)

Most famous ones are Vistara cobranded cards. Eg Sbi Vistara Prime Card

You get the card at annual fees of Rs3500 With this you get 1 Vistara Premium Economy Ticket which would easily cost 8-10K INR if you were to book by paying

Additionally you get more Premium Economy tickets each time you hit a spend milestone.

1.5lakh spends in a year - 1 more ticket 3lakh - another ticket 4.5 Lakh- another ticket 8 Lakh - another ticket

In addition you get 1 upgrade voucher using which you can upgrade your ticket from category X to category Y. This is via the Vistara Silver Tier Membership which is complimentary with the card. It also gives 5kg addition baggage allowance

There are more such cards in market like idfc vistara, axis vistara (business class variant as well)

ZippyDonut
ZippyDonut
Juspay19mo

Plus you get 4 cv points per 200rs spend which again can be used for booking. A del to blr flight costs 7500 cv points

Then there are other category of cards where you earn reward points and you can convert those points to the loyalty points of certain airlines which can again be used to book tickets with that airline.

WigglyBanana
WigglyBanana

Thanks @Headhunter
Really appreciate you taking out the time

Will check this out!

QuirkyNugget
QuirkyNugget

There are no free lunches in this world. Change your mindset. Don't change your cards.

WigglyBanana
WigglyBanana

I’m simply saying there’s a way to optimize better

JazzyWalrus
JazzyWalrus

True Sigma Mindset is asking for such hacks on Grapevine, Reddit and YouTube. Which is what the OP is doing. Do check for downsides as well.

SquishyQuokka
SquishyQuokka
Gojek19mo

Axis Vistara might possibly be one of the entry level variants that offer easy to understand process for ticket redemption.

Once you’re done with that, start exploring AmEx for one of the best in class offerings against points.

DizzyLlama
DizzyLlama
Atlys19mo

@salt , can you explain the amex part? I don't see them having good redemption for flights. Best ratio I have seen is Marriott Bonvoy.

SquishyQuokka
SquishyQuokka
Gojek19mo

@Legend_WaitFrIt_Dary You might be correct.

So personally, I prefer to own fewer credit cards. As a result, AmEx typically yields me better reward points across various use cases.

However, travel specific cards are obviously better. But if I keep on getting credit cards for each use case then it is a hassle to manage them all.

Maybe, someone can launch an app for this. CRED? 🙌🏻😂

FuzzyNoodle
FuzzyNoodle

Writing this while waiting for my free (not really) flight back from a domestic vacation, haha.

One of the answers mentioned Vistara Co-Branded cards in detail, so not writing about it again - but yeah this has made it possible. I have been using Axis Vistara Signature (aka Premium Economy in Vistara tickets) card for availing these tickets.

Why (not really) free?

  • you need to have that kind of spending to avail the benefits.
  • Taxes are applicable on ticket (however they are minor)
  • AVAILABILITY of seats might be a problem: It is not guaranteed that you be able to redeem these "voucher tickets" whenever you want. You would have to plan in advance, as there are limited seats for "voucher tickets".
  • Similar for CV (Club Vistara) points, like they too vary a lot on the season of travel, like all the CV points required to get tickets during Diwali season have now doubled (as the fares too have 📈). So it wouldn't be a good decision to use those points then.

Other cards usually convert to Air Miles and use it for buying tickets - haven't done this so can't comment.

GroovyKoala
GroovyKoala
Acko19mo

Very interesting 🤔

ZippyDonut
ZippyDonut
Juspay19mo

Wrong. Cv points are fixed for a route. They are not dynamic. So a blr-del flight costing 16k due to diwali was booked only in 7500cv points

ZoomyMuffin
ZoomyMuffin
GigglyRaccoon
GigglyRaccoon

Amex Trifecta, Axis Vistara, Axis Atlas are some of the best cards for free flight tickets

DizzyLlama
DizzyLlama
Atlys19mo

Amex trifecta free flight tickets how? Amex has quite poor redemption ratio when redeemed for tickets, right?

BouncyLlama
BouncyLlama
Cred19mo

I use the Axis Vistara Infinite.
Short answer: Worth it only if you travel frequently , and are comfortable sticking to a single carrier. If not, get a LTF diners black if possible.

Long answer: 10k annual fee 1 free business class domestic flight, 2 upgrade vouchers, club vistara Gold(Great perk) 10k points in first year(8k points for long sectors like delhi to blr)

I travel once a month, so vistara points accumulate. Also rewarded flights are good for emergency or flights during festivals when surge is higher. Got a business class flight day before Diwali when minimum cost was 12k

First year ROI is there, currently flights cost 5k min, so for 10k I get 2 good flights, 1 of which is business class so no pressure to spend. Every 2.5L spends you get another business class ticket

JazzyBoba
JazzyBoba
Adobe19mo

With Magnus, it was a piece of cake. Not so much anymore

SillyDonut
SillyDonut
TCS19mo

Why

JazzyBoba
JazzyBoba
Adobe19mo

I meant, it's not a piece of cake anymore. Of course you get still get tickets by spending more

JazzyJellybean
JazzyJellybean

Can anyone refer me HDFC Infinia card please? Got a good credit score and highest limit is 3.5L

SqueakyUnicorn
SqueakyUnicorn
Adobe19mo

Infinia is extremely hard to get. 8L minimum credit limit is needed to upgrade but that's just a basic eligibility criteria. No guarantee that you will get it with that limit.

Start with trying to get a card like Diners black. It is pretty close to infinia in terms of rewards.

WobblyBagel
WobblyBagel

Not only is the floor limit 2x your highest limit, it also requires a spend of atleast 7.5L in the apst year

SparklyBagel
SparklyBagel

You are going to spend money anyways - spend it using cards which give maximum points and then use those points to buy free flight tickets or hotel bookings. If you spend just to earn points then you lose big. I have hdfc diners black since 4 years and have had 6-7 domestic vacations for free with family because I use only this card for every spend that I normally do on myself and also some company spend giving me more points

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