I wondering if there any insurance providers in India who offer disability insurance? Simply put its an insurance which covers/pays incase of permanent longterm or short term insurance? Its a nice thing to have incase you get into an incident which leaves to unable to work.
I think if you buy term insurance, you'll get this as a rider option..My HDFC Life Term pain had this rider.. May be check on Policy Bazar or other agregators to get an Idea..
I believe you are referring to critical illness cover? That is basically an addon which pays you entire premium if you are suffering through some condition which is guaranteed to result in death of policy holder in 6 months.
I am aware of the difference and have that cover as well. Pls refer to this screenshot from their website and explore more.
I recently bought term insurance by researching through blogs and YT. Summarising all points I have gathered below so that it can be helpful to others. For detailed info you can watch LLA's video on YT.
Ideal cover should b...
I read many articles about job loss insurance or layoff insurance. Is this real ? Do we have such system in India also ?
If so which are the best insurance for this and what are the pros and cons.
According to me the following are must have in order of importance:
Please feel free to suggest other products, ...
