FuzzyWaffle

Credit card suggestions dedo.

reddit waalo ne dia nahi. turning to the better community.

Must - no mastercard or rupay (already have) Lounge must (only reason to get card) upto 5k yearly fee is fine

frugal lifestyle, not much spending. most of my spending is in local restaurants & food ordering. not much grocery also (unsustainable & unhealthy ik), i don't want any spend based criteria. most of my money goes into insurances, investment etc. early 20s

occasionally buy electronics like phone, gpu, laptop etc.

not much online orders also.

already have axis neo & hdfc swiggy, so hdfc might not give new cards.

thanks

5mo ago

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DizzyBoba

Stealth5mo

AU ixigo, LTF and zero forex markup.

They have a visa variant.

FuzzyWaffle

Visa5mo

spend basee lounge right?

ZippyBoba

SAP5mo

For now, there is no spend based criteria

BouncyPotato

Advanced Micro Devices5mo

SBI pulse 1499+gst

FuzzyWaffle

Visa5mo

was considering this card, thanks

PrancingPickle

Stealth5mo

@HairyPoppins , what are all the benefits? i am also considering this card!

ZoomyMuffin

Stealth5mo

Hdfc Marriott bonvoy wala card. Got from reddit suggestions. Best for lounges only.

FuzzyWaffle

Visa5mo

already have hdfc cobranded. i doubt they would give new

CosmicMuffin

Student5mo

Go to select.finology and compare, you will get the idea and conduct your own research, everything is centralized over there as per your wants

FuzzyWaffle

Visa5mo

thanks for sharing this

ZoomyUnicorn

Teleperformance5mo

Hdfc regalia gold(₹2.5k) - offline / Relationship manager Atlas axis (₹5k)

Scapia (lifetime free) -spend 10 for lounge access

FuzzyWaffle

Visa5mo

thanks

FuzzyTaco

American Express5mo

Federal Celesta, LTF, no spend criteria for lounge, 2 access per quarter afair

FuzzyWaffle

Visa5mo

application rejected

SquishyJellybean

TCS5mo

AMEX le bhai....aura badh jayega....aur suna hai ki chumt mil jata isse

FuzzyWaffle

Visa5mo

applications closed hai

SquishyJellybean

TCS5mo

Open hoga toh batana bhai🙂

SnoozyBanana

Accenture5mo

Get Axis Atlas if you can meet the salary criteria.

FuzzyWaffle

Visa5mo

i do yes

SnoozyBanana

Accenture5mo

5000 yearly fees, redeemable for miles to flight points or hotel points, then 2% flat rate for all transactions, which is 4% for any conversion. I think for travel, it is one of the best cards, if not the best one out there.