Chud gaye guru!
I’m 36 years old working in IT sector. I own a house worth 1cr. Loan 45Lakhs. Zero savings. Non working wife and a 3 yr old kid. I earn approx 2lakh in hand. What are my options.
One interview, 1000+ job opportunities
Take a 10-min AI interview to qualify for numerous real jobs auto-matched to your profile 🔑Bdsk monthly expense bta tabhi toh bolenge khaa savings karni hein....
Such a sophisticated way to ask 🕊️
@MaverickFlyHigh only this guy cares about you
Start with saving towards 6 months of your monthly expenses in guaranteed funds or fds etc. Once that is done then split savings between short term and long term goals… for long term can do aggressive good mf plans
Do you have a term insurance?
Mutual funds? stocks?
Pf? Fd?
Health insurance?
Tell us in a descriptive manner
And tell us your monthly expenses!
Also what is your payable tax.
Avoid sending your child to overly expensive schools. Most major Indian cities have many good, affordable CBSE schools that offer quality education. Instead, use those savings to invest in your child’s higher education or future needs. Because once your child start college, nobody give a damn the school you studied.
How did you pay 65 lakhs as down payment? Wow I'm impressed sir.
House or apartment? Location?