Career Dilemma, Need Advice!

I have two offers and need help deciding, considering career growth, learning, etc.

Offer 1: IDFC First Bank Role: Senior Data Scientist Base: 42L Bonus: 3L (Joining), 6L (Performance), 17L (Retention) Total CTC (Year 1): 68L Location: Bengaluru (Hybrid) Work: GenAI for banking, stable role, exposure to domestic financial data

Offer 2: Sprinklr Role: Senior Product Engineer (ML) Base: 54L Bonus: 9L (Joining) Stock: $34K RSUs (vested over 4 years) Total CTC (Year 1): ~69L Location: Gurugram (Hybrid) Work: Fast-paced product team, strong engineering culture, but low rating on Glassdoor/AmbitionBox (recent leadership change, layoff, bad WLB)

YOE: 5.4

PS. I'm from NCR.

Which one would be better and why? Appreciate your thoughts.