GigglyPickle
GigglyPickle

Buying anything on cash/in full payment of any mode >>>> EMI

I know people will dis agree... but I believe even it takes some time to buy it ... it is ok but buying with full payment it hits different

10mo ago
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SwirlyTaco
SwirlyTaco

Yes, it is true also EMI has a 16% interest rate, which is the highest among all types of loans.

JazzyCoconut
JazzyCoconut
Google10mo

Buy it fully with a credit card and once the transaction is done, pay the credit immediately.

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Personal Finance

Cred - Credit score assessment

Cred has a section called on-time payments in their credit report section

If you purchase a product worth Rs 100000 using no cost emi for a period of 6 months. Would this affect your credit score?

If you pay each of the no cost emi bi...

Personal Finance
by BouncySushiFounder

Getting a loan soon, anxious about it

Next month I'll (26M) be taking a personal loan of 10L to pay off my family's borrowings.

  1. Any tips on managing the loan?
  2. I have a good credit score so I can get it through a national bank like HDFC, SBI, etc.
  3. Shall I pay it of...