Help me understand the following questions before buying a health insurance for 25-30Y old.
Looking at the inflation in health expenses that may sky rocket after next 40-50 years, should one opt for a higher coverage amount like, 25L as opposed to the most common bracket of 5-10L?
What are the hidden clause and exceptions one should be aware about before buying a health insurance? Apart from the usual, no claim bonuses, co-pay, per/post hospitalisation, etc.?
Should one save on premiums and instead opt for riders/ super top ups?
What are some good insurance with hastle free claim processes? I have heard Care and HDFC Ergo are good.
Please assist Thank you
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